When Luthando* bought his first home in 2015 he went in blindly with a lot of excitement that made him lose sight of how the purchase would eventually affect his pocket.

Luthando is one of many young South Africans who, after making some few bucks, hopped onto the upward bandwagon of pursuing property ownership in order to live comfortably with their families in an asset that carries a lot of potential investment in future...