Debt counsellors reckon the National Credit Act (NCA) ought to be amended to allow the restructuring of debts such as municipal rates, levies, school fees, and money owed to doctors and attorneys.  

Should this be allowed, it would be a win-win for burdened consumers, said the National Debt Counsellors’ Association (NDCA). Currently, municipal rates, levies, school fees, and money owed to medical practices and attorneys and other similar debts fall outside the NCA. This means that debt counsellors cannot renegotiate these debts...