Fraudulent papers for credit account passed

TWO days ago, armed with a fake payslip and bank statement, I walked into a Morkels furniture shop in the Johannesburg CBD and applied to open a credit account.

TWO days ago, armed with a fake payslip and bank statement, I walked into a Morkels furniture shop in the Johannesburg CBD and applied to open a credit account.

I alerted the manager to the fact that the documents on me were fraudulent - but the sales consultants were not aware of that.

When processing my application, the sales consultant asked for my bank statement, payslip and identity document - the only original document I had on me.

My Stats South Africa company payslip said I worked as a marketing manager.

Once the application was approved, I bought a 74cm Samsung plasma TV for R4385,09; a Samsung home theatre system and DVD for R4385,09; and a 34-litre Samsung microwave for R1314,91.

After filling in the application form, the consultant told me that my documents had already been checked.

The only thing that was left was to check my credit rating with the National Credit Regulator. That was going to be done overnight.

The store contacted me yesterday afternoon and told me that my application had gone through.

Had the manager not known what I was doing, the items - worth R23305,58 - would have been delivered to my house yesterday.

This total includes an annual interest of R3937,19 and insurance to the value of R4975,04. Service and other charges came to R1227,60, while I was charged R197,37 for a television licence.

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