Bank sold her paid-off house

HOMELESS: Anna Zondi from Katlehong claims Nedbank has repossessed her home and plans to auction it, although her loan has been settled in full. She was told last week to vacate her home by January 8. PHOTO: BAFANA MAHLANGU
HOMELESS: Anna Zondi from Katlehong claims Nedbank has repossessed her home and plans to auction it, although her loan has been settled in full. She was told last week to vacate her home by January 8. PHOTO: BAFANA MAHLANGU

NEDBANK has been accused of selling a house belonging to a Katlehong woman who was subsidised by the government to stop her eviction, in terms of the now revised Servcon programme, which was designed to assist bond defaulters.

Anna Zondi, of Likole in Katlehong, was given a month to vacate her house, even though she has proof the government paid Nedbank R25800 in April 2005.

Since 2004 Zondi has lost her husband and furniture and is on the verge of losing the house she believes was wrongfully sold to a third party. Zondi claims she bought a piece of land from the Urban Foundation in 1987 and paid the required price over seven years. She later put up a shack before she could build a proper house.

"The land was sold in terms of the Self-help Scheme and my husband and I were later provided with building material, which we also repaid as agreed," Zondi said.

Zondi said the Urban Foundation gave her materials worth R12000, which she was required to repay over five years. She repaid the agreed amount between 1987 and 1994, after which the bank stopped deducting her money.

Zondi said she had paid R21000 in instalments of R250 over seven years. She and her husband thought they had paid off the debt, but were shocked when the sheriff of the court arrived to attach their goods, without the bank notifying them of the sale of the house. The sheriff took everything, including beds and other items, which are not normally taken when goods are attached, Zondi said. "They left my husband so shocked that he died two days later," she said. She said Nedbank auctioned their house though they had received payment from the government in terms of the Servcon programme. Servcon was a joint venture between the government, as represented by the Departments of Housing, Safety and Security, and Justice, as well as the National Treasury and the Banking Council.

"Servcon was established to normalise the housing market that was in arrears and had faced rent boycotts," Zondi said.

She said proof that the Department of Housing settled her debt had not helped, "because Nedbank never bothered to transfer my house into my name". The amount was paid to the bank on the understanding that the property would be transferred back to her, but it failed to do so.

Last Thursday she received a notice of eviction giving her until January 8 to vacate the house, as the owners wanted to sell it and the bank had agreed to re-auction it.

Complicating matters, Zondi said she had not been able to pay her municipal services account (amounting to R18411) for the past five years, as it was no longer in her name. The person who bought her house had also demanded a monthly rental of R600, which she refused to pay. She received a letter from the third party's attorney demanding she pay R37000.

Nedbank spokesman Miyelani Shikwambana said the bank was investigating Zondi's case.

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