Plan for a holiday on time

AT THIS time of the year everyone is thinking of taking some time off for a holiday.

But holidays can be expensive and leave you seriously in debt if you do not plan well.

Instead of making all your travel plans at the last minute, look for good deals throughout the year and make the most of any specials you can take advantage of.

Airfares and hotel bookings should be made at least two weeks in advance.

GradMoneyMatters.com; dumblittleman.com; readersdigest.co.za