No one wants to think about retirement –unless it’s guaranteed to mean lounging on a beach on some island, with a cocktail in your hand, far away from your cold, hard desk.
Whatever retirement means to you, it’s something we all have to think about. However, it’s not always clear how to plan for it in the most effective way.
February is the end of the tax year – did you know you can get tax incentives by choosing to contribute more money towards your retirement?
Head of retail distribution at Sanlam Investments Gielie de Swardt gave us these points to explain the advantages and disadvantages of retirement annuities and employee funds.