l Make sure that the scheme is registered in terms of the Medical Schemes Act, and that it is in a good financial position. Visit www.medicalschemes.co.za to check the details;

l Make sure that the scheme is registered in terms of the Medical Schemes Act, and that it is in a good financial position. Visit www.medicalschemes.co.za to check the details;

l Find out from the nearest hospital what the payment record of a particular scheme is like;

l Check which chronic conditions are covered, and what the monthly contribution is;

l Find an independent broker to help choose a scheme.

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