Open letter to South Africa’s students‚ universities and government‚ represented by Minister in the .
SOUTH Africans who think of renting out their car during the 2010 Fifa World Cup should think twice before doing so.
I will be ferrying guests around during the 2010 festivities. I checked with my insurance company if I could do so.
I learnt that it could be suicidal if you don't inform your insurers about how you plan to use your cars during this time.
Consumer Line also spoke to Alexander Forbes MD Gari Dombo. He said lending your vehicle to visitors or friends or making a quick buck driving tourists to soccer matches and fan parks could see you without cover for damage, injury or death.
The ramifications of what might seem like an innocent and generous act could be very costly without the right cover.
For example, if a foreign visitor without a valid SA or international license drives your car and crashes into another vehicle you will have to pay for your own damage and might also be liable to pay for the other parties' damage and injury.
Here is what to consider before lending your vehicle to tourists or friends during the 2010 Fifa World Cup.
Is the tourist's license acceptable in South Africa?
Are they familiar with the SA rules and regulations of the road?
What is the risk profile of the driver (age, experience and so on?
How many people will be driving the car? The more drivers you nominate the higher your insurance premium.
Do you know the history and driving competence of the person you are lending your vehicle to?
Are you covered for third party liability in the event that someone else who is driving your car causes damage to property or even death?
Note, all personal motor policies exclude carrying passengers for a fee or reward. You will need a Public Drivers Permit (PDP) to do this legally.
Buy your ticket. This will never happen in your lifetime again.