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Insurance won't pay because driver took a drink

By unknown | Mar 11, 2009 | COMMENTS [ 0 ]

Rudzani Ngobele has learned the hard way never to drink and drive. His insurance company repudiated his claim and he also faces criminal charges.

Ngobele was returning from a year-end party last December when he had the accident.

His insurance company MiWAY rejected his claim because his police record verified that he was under the influence of alcohol when he had the accident.

But Ngobele is aggrieved and feels MiWAY should entertain his claim.

His case of drunken driving has been postponed twice for further investigation.

Ngobele is also upset because the arresting officer had allowed a private tow truck company, Mid-vaal Auto Body, to tow his car away.

He said this was done without his permission and that he had to pay R8151,59 for two weeks' storage.

"I decided to stop paying premiums because I cannot pay for something that is not even moving," said Ngobele.

Max Higgins of MiWay said Ngobele's claim was rightfully rejected because he was driving under the influence of alcohol.

"A Drager Breathalyser test was administered on Ngobele. The reading was 0,93mg/l, which exceeds the legal limit and he was subsequently arrested and has been charged.

Higgins said Ngobele had admitted that he had consumed alcohol before the accident and that the alcohol had affected his driving.

He said that the rejected claim is justified though the criminal matter has not yet been finalised in court.

l South Africa's current blood-alcohol concentration limit is 0,05percent and exceeding it is illegal and punishable.


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